Over 50% of cases will have decisions in 10 days or less.
At LGA, personal service gets a digital edge so you can focus more on growing your business and less on the busywork.
We’re always discovering new ways to make the process for acquiring life insurance faster, simpler, and more flexible for you and your clients. Removing burdensome administrative tasks will help you drive more term life sales profitably.
With our digital application, all questions and forms are reflexively generated in real time, so advisors don’t need to worry about state variations of applications, amendments, and version control.
Let your clients go through the mobile-optimized application on their own time. They can complete the application in about 20 minutes.
90% of applicants who start an application on their own finish it.
Advisor-assisted applications help reduce completion time by letting you offer guidance.
You can choose to complete the application together or send your client a link so they can take it to the finish line.
After you reserve an interview time, our in-house AppAssist® team will conduct a 30-minute phone interview at your client’s convenience and complete the application in real time.
Our built-in scheduler makes planning the interview easy. We’ll take care of the paperwork so you can focus on reaching new clients.
Review the ways our “all-in-one” platform can get your clients a quick underwriting decision. Learn how real-time requirements ordering and EHRs allow 69% of applications to be issued lab-free.
Learn moreOver 50% of cases will have decisions in 10 days or less.
Our digital process offers significant advantages — policies get placed quickly, transactions are executed instantly, and payments are processed automatically.
Delivered your way
Depending on your agency’s digital preferences, your agency can decide how the offer is sent to your client and whether they can customize their coverage.
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We are the only carrier that can offer more or less coverage in real time without having to go back to an underwriter to be reissued.
Choose the way you’d like offers sent, either through your office or directly to clients.
Qualifying clients will receive an offer as soon as they hit “Submit.”
We process credit card and EFT payments immediately.
Digital records and applications are accessible 24 x 7.
Digital delivery guarantees policies are kept secure and confidential.
Real-time status throughout the process keeps you updated on progress.
Commissions are generated automatically as soon as the policy is activated.
We white glove so you don’t have to. From digital applications to approval, insurance innovations are with you every step of the way.
Customize your own process and manage your business your way with as much or as little involvement as you like.
Customize your agency and digital application preferences. Choose from options such as when an offer will be sent and whether clients can customize coverage.
Track case status for all clients through Application Manager, available from either the LGA Partner Dashboard or electronic status feeds.
Whether you need a rate calculator or product brochure, you’ll find all the resources to help inform clients and staff about products, programs, and promotions.
Learn more about how our digital process makes it easier than ever to provide life insurance protection.